Non-damage business interruption, or non-physical damage business interruption, refers to insurance coverage that protects businesses from financial losses resulting from the interruption of their income stream, even in the absence of physical damage to property.

Atlantic hurricane season is here, along with the necessity for business protection and hurricane risk management and planning. The increasing financial toll of natural disasters and operational disruptions over the past two decades continues to evolve, showing no signs of tempering. 

Most cyber risk policies include additional coverage for business interruption, or loss of income, and extra expenses associated with a breach, which typically can make-up some of the more significant costs.